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More information about jn-devops/borrower
Files in jn-devops/borrower
Vendor jn-devops
Package borrower
Short Description Homeful Borrower Package
License MIT
Homepage https://github.com/jn-devops/borrower
Package borrower
Short Description Homeful Borrower Package
License MIT
Homepage https://github.com/jn-devops/borrower
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Informations about the package borrower
Homeful Borrower Package
Description
The Homeful Borrower Package is a modular PHP package designed for handling borrower-related functionalities. It integrates financial calculations, lending institution rules, and employment types to assess a borrower's loan eligibility.
This package provides:
- Borrower age and validation rules
- Employment classification and income tracking
- Loan eligibility computations based on disposable income
- Co-borrower support with joint income evaluation
- Lending institution configurations with maximum loan terms
- Payment mode management
Features
📌 Age Management
- Retrieve and format borrower age
- Set borrower age and birthdate
- Validate minimum and maximum borrowing ages
💰 Employment & Income
- Assign employment type (Private, Government, OFW, Business)
- Compute gross monthly income and disposable income
- Support for multiple sources of income
🏦 Lending Institutions & Loan Terms
- Define lending institutions with borrowing rules
- Determine maximum loan term based on institution settings
- Handle institution-specific age restrictions
🤝 Co-Borrowers & Joint Income
- Add co-borrowers and calculate total joint disposable income
- Identify the youngest and oldest co-borrower
💳 Payment & Contact Information
- Set payment modes (Online, Salary Deduction, Over-the-Counter)
- Assign and retrieve borrower contact details
- Validate and format borrower mobile numbers
Installation
To install via Composer, run:
Usage
🔹 Creating a Borrower Instance
🔹 Setting Employment Type
🔹 Adding Co-Borrowers
🔹 Calculating Disposable Income
🔹 Lending Institution & Loan Term
Testing
Run the tests with:
Author
- Lester B. Hurtado
Email: [email protected]
GitHub: jn-devops
License
This package is open-source software licensed under the MIT License. See the License File for details.
All versions of borrower with dependencies
PHP Build Version
Package Version
Requires
php Version
^8.2
illuminate/contracts Version ^10.0||^11.0
jn-devops/property Version ^v1.0
spatie/laravel-data Version ^4.6
spatie/laravel-package-tools Version ^1.16
whitecube/php-prices Version ^v3.0.0
illuminate/contracts Version ^10.0||^11.0
jn-devops/property Version ^v1.0
spatie/laravel-data Version ^4.6
spatie/laravel-package-tools Version ^1.16
whitecube/php-prices Version ^v3.0.0
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