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Vendor binderbyte
Package binderpay-php
Short Description Official BinderPay SNAP API SDK for PHP (Virtual Account & QRIS)
License MIT
Homepage https://binderpay.id

Keywords payment gateway snap indonesia payment-gateway virtual-account qris bank-indonesia binderpay

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Informations about the package binderpay-php

binderbyte/binderpay-php

Official BinderPay SNAP API SDK for PHP — Virtual Account & QRIS.

Implements RSA-SHA256 (SNAP Bank Indonesia) signature automatically on every request and provides callback verification helpers.

Installation

Requires PHP >= 8.1.0, ext-json, ext-openssl, ext-curl (for HTTP).

Configuration

Option	Type	Default	Description
`partnerId`	string	—	Registered partner ID (required)
`privateKey`	string	—	RSA private key PEM (required)
`channelId`	string	—	Bank channel code, e.g. `BCA` (required)
`isProduction`	bool	`false`	`false` = sandbox, `true` = production
`baseUrl`	string	—	Override base URL

Default base URLs: Sandbox https://api-sandbox.binderpay.id, Production https://api.binderpay.id.

Virtual Account

VA types: C (one-off), O (open recurring), R (close recurring).

Channels: BRI, BNI, MANDIRI, MANDIRIPC, PERMATA, BSI, MUAMALAT, BCA, CIMB, SINARMAS, BNC, MAYBANK.

QRIS

Webhook / Callback Validation

Callbacks from BinderPay are sent with the X-TIMESTAMP, X-SIGNATURE, and X-PARTNER-ID headers. Verify the signature with the BinderPay public key (download from https://binderpay.id/docs/binderpay-public.pem, not your private key).

There are three separate path concepts:

Merchant callback route: your application-owned route, for example /api/binderpay/callback.
Signed callback path: the exact path BinderPay includes in the callback string-to-sign: /v1.0/transfer-va/payment for VA or /v1.0/qr/qr-mpm-notify for QRIS.
Outbound API endpoint: an SDK request path such as /v1.0/transfer-va/create-va.

parseCallback() inspects the payload and validates the required fields of the detected type — a VA callback (has trxId) or a QRIS callback (has originalReferenceNo). It throws ValidationException with the detected type in the message when a required field is missing, and rejects payloads that match neither type. Use Webhook::successResponse($callback['type']) to acknowledge — it returns 2002500 for va and 2005200 for qris.

For a standard VA or QRIS callback, use the same Webhook::verifyCallbackSignature(...) method. It automatically checks /v1.0/transfer-va/payment and /v1.0/qr/qr-mpm-notify, and accepts Laravel/Symfony header arrays. For non-standard integrations, use Webhook::verifyCallbackSignatureForPath(...) with an explicit path. You can also use Webhook::validatePublicKey($publicKey) to validate public key presence and RSA format upfront.

Important:

$rawBody must be exactly as received by the server; do not decode and re-serialize it before verification.
$binderpayPublicKey is strictly validated; passing an empty/missing key or invalid PEM throws a ValidationException.
The merchant route remains application-owned; the unified helper selects the BinderPay signed callback path automatically.
Replay prevention and idempotent transaction handling remain the merchant application's responsibility.
Return HTTP 200 with the appropriate BinderPay response code after successful processing.

Error Handling

Testing

License

This project is licensed under the MIT License - see the LICENSE file for details.

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Version v1.0.0 Release 15. Aug 2026
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