# Summary The **NextGenPSD2** *Framework Version 1.3.6* (with errata) offers a modern, open, harmonised and interoperable set of Application Programming Interfaces (APIs) as the safest and most efficient way to provide data securely. The NextGenPSD2 Framework reduces XS2A complexity and costs, addresses the problem of multiple competing standards in Europe and, aligned with the goals of the Euro Retail Payments Board, enables European banking customers to benefit from innovative products and services ('Banking as a Service') by granting TPPs safe and secure (authenticated and authorised) access to their bank accounts and financial data. The possible Approaches are: * Redirect SCA Approach * OAuth SCA Approach * Decoupled SCA Approach * Embedded SCA Approach without SCA method * Embedded SCA Approach with only one SCA method available * Embedded SCA Approach with Selection of a SCA method Not every message defined in this API definition is necessary for all approaches. Furthermore this API definition does not differ between methods which are mandatory, conditional, or optional. Therefore for a particular implementation of a Berlin Group PSD2 compliant API it is only necessary to support a certain subset of the methods defined in this API definition. **Please have a look at the implementation guidelines if you are not sure which message has to be used for the approach you are going to use.** ## Some General Remarks Related to this version of the OpenAPI Specification: * **This API definition is based on the Implementation Guidelines of the Berlin Group PSD2 API.** It is not a replacement in any sense. The main specification is (at the moment) always the Implementation Guidelines of the Berlin Group PSD2 API. * **This API definition contains the REST-API for requests from the PISP to the ASPSP.** * **This API definition contains the messages for all different approaches defined in the Implementation Guidelines.** * According to the OpenAPI-Specification [https://github.com/OAI/OpenAPI-Specification/blob/master/versions/3.0.1.md] "If in is "header" and the name field is "Accept", "Content-Type" or "Authorization", the parameter definition SHALL be ignored." The element "Accept" will not be defined in this file at any place. The elements "Content-Type" and "Authorization" are implicitly defined by the OpenApi tags "content" and "security". * There are several predefined types which might occur in payment initiation messages, but are not used in the standard JSON messages in the Implementation Guidelines. Therefore they are not used in the corresponding messages in this file either. We added them for the convenience of the user. If there is a payment product, which needs these fields, one can easily use the predefined types. But the ASPSP need not to accept them in general. * **We omit the definition of all standard HTTP header elements (mandatory/optional/conditional) except they are mentioned in the Implementation Guidelines.** Therefore the implementer might add these in his own realisation of a PSD2 comlient API in addition to the elements defined in this file. ## General Remarks on Data Types The Berlin Group definition of UTF-8 strings in context of the PSD2 API has to support at least the following characters a b c d e f g h i j k l m n o p q r s t u v w x y z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 0 1 2 3 4 5 6 7 8 9 / - ? : ( ) . , ' + Space

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bank-131/php-sdk

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Bank131 PHP SDK

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arteq/nbp-currency

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12 Downloads

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apiverve/interestrate

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3 Downloads

Interest Rate retrieves central bank policy rates for 22 major economies by country code. It delivers the latest interest rate percentage, central bank name, recorded date, and whether the rate moved up, down, or remained unchanged, while paid plans add the 12-month change, the 12-month high, low and average, and the last 12 monthly rates.

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apiverve/ibanvalidator

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IBAN Validator checks an IBAN's mod-97 checksum, its length and format for the country, and national check digits where the country defines them. It returns whether the IBAN is valid, the country and the reasons it fails. Paid plans add the bank code, branch code and account number, the correct check digits and the SEPA flag.

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apiverve/gdp

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Get GDP (Gross Domestic Product) data for any country including current values and historical data going back to 1960.

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apiverve/compliments

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Compliment Generator creates unique, heartfelt compliments using template-based generation with extensive word banks. Perfect for apps, chatbots, or spreading positivity.

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apiverve/cardgenerator

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Test Card Generator creates card numbers that pass format and checksum validation, for testing checkout forms and payment UIs across major networks. They aren't real cards: no bank issued them, and they can't be charged or used to buy anything. Specify a brand to receive card numbers, security codes, expiration dates, issuers, and masked strings.

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