PHP code example of parcelado-lara / payment-plan-php

    
        
<?php
require_once('vendor/autoload.php');

/* Start to develop here. Best regards https://php-download.com/ */

    

parcelado-lara / payment-plan-php example snippets

use ParceladoLara\PaymentPlan\PaymentPlan;
use ParceladoLara\PaymentPlan\Params\Params;

$params = new Params(
    requestedAmount: 8800.0,
    firstPaymentDate: new DateTime('2022-04-18'),
    disbursementDate: new DateTime('2022-03-18'),
    installments: 24,
    debitServicePercentage: 0,
    mdr: 0.05,
    tacPercentage: 0.0,
    iofOverall: 0.0038,
    iofPercentage: 0.000082,
    interestRate: 0.0235,
    minInstallmentAmount: 0.0,
    maxTotalAmount: PHP_FLOAT_MAX,
    disbursementOnlyOnBusinessDays: false
);

$result = PaymentPlan::calculate($params);

use ParceladoLara\PaymentPlan\PaymentPlan;
use ParceladoLara\PaymentPlan\Params\Params;
use ParceladoLara\PaymentPlan\Params\DownPaymentParams;

$downPayment = 200.0;
$minInstallmentAmount = 100.0;
$installments = 4;

$params = new Params(
    requestedAmount: 8800.0,
    firstPaymentDate: new DateTime('2022-04-18'),
    disbursementDate: new DateTime('2022-03-18'),
    installments: 24,
    debitServicePercentage: 0,
    mdr: 0.05,
    tacPercentage: 0.0,
    iofOverall: 0.0038,
    iofPercentage: 0.000082,
    interestRate: 0.0235,
    minInstallmentAmount: 0.0,
    maxTotalAmount: PHP_FLOAT_MAX,
    disbursementOnlyOnBusinessDays: false
);

$downPaymentParams = new DownPaymentParams(
    requestedAmount: $downPayment,
    minInstallmentAmount: $minInstallmentAmount,
    firstPaymentDate: new DateTime('2022-06-20'),
    installments: $installments,
    params: $params
);

$result = PaymentPlan::calculateDownPayment($downPaymentParams);

use ParceladoLara\PaymentPlan\PaymentPlan;

$baseDate = new DateTime('2078-02-12');
$days = 5;
$result = PaymentPlan::disbursementDateRange($baseDate, $days);
var_dump($result); // Array of DateTime objects: [DateTime('2078-02-16'), DateTime('2078-02-22')]
/*
  2078-02-12 = Saturday(invalid)
  2078-02-13 = Sunday(invalid)
  2078-02-14 = Bank holiday(invalid)
  2078-02-15 = Bank holiday(invalid)
  2078-02-16 = Wednesday(valid) 1
  2078-02-17 = Thursday(valid) 2
  2078-02-18 = Friday(valid) 3
  2078-02-19 = Saturday(invalid)
  2078-02-20 = Sunday(invalid)
  2078-02-21 = Tuesday(valid) 4
  2078-02-22 = Wednesday(valid) 5


  So the disbursement period is from 2078-02-16 to 2078-02-22.
*/

use ParceladoLara\PaymentPlan\PaymentPlan;

$startDate = new DateTime('2078-11-12');
$endDate = new DateTime('2078-11-22');
$result = PaymentPlan::getNonBusinessDaysBetween($startDate, $endDate);
var_dump($result); // Array of DateTime objects for non-business days

/*
  2078-11-12 = Saturday(non-business)
  2078-11-13 = Sunday(non-business)
  2078-11-14 = Monday(business)
  2078-11-15 = Tuesday(non-business)
  2078-11-16 = Wednesday(business)
  2078-11-17 = Thursday(business)
  2078-11-18 = Friday(business)
  2078-11-19 = Saturday(non-business)
  2078-11-20 = Sunday(non-business)
  2078-11-21 = Monday(business)
  2078-11-22 = Tuesday(business)
  So the non-business days are 2078-11-12, 2078-11-13, 2078-11-15, 2078-11-19, and 2078-11-20.
*/

use ParceladoLara\PaymentPlan\PaymentPlan;

$baseDate = new DateTime('2078-02-12');
$result = PaymentPlan::nextDisbursementDate($baseDate);
var_dump($result); // DateTime object: 2078-02-16
/*
  2078-02-12 = Saturday(invalid)
  2078-02-13 = Sunday(invalid)
  2078-02-14 = Bank holiday(invalid)
  2078-02-15 = Bank holiday(invalid)
  2078-02-16 = Wednesday(valid) 1
*/